|
FDIC's Transaction Account Guarantee
Program |
|
Grandview Bank is participating in the
FDIC's Transaction Account Guarantee Program, through
June 30,2010, all noninterest- bearing transaction
accounts are fully guaranteed by the FDIC for the entire
amount in the account. Coverage under the Transaction
Account Guarantee Program is in addition to and separate
from the coverage available under the FDIC's general
deposit insurance rules.
 
Attention Grandview Bank Wire Transfer Customers:
Effective as of 08/28/09 - The wiring instructions for
Grandview Bank are as follows:
Wire
to: Grandview Bank
ABA/Routing Transit # 111906996
Beneficiary: Customer Name & Account Number
Incoming wire Fee - $10.00
The
Unlawful Internet Gambling Act prohibits any person
engaged in the business of betting or wagering ( as
defined by the Act) from knowing or willingly accepting
payments in connection with the participation of another
person in unlawful internet gambling. The Department of
Treasury and Federal Reserve Board have issued a joint
final rule, Regulation GG, to implement this Act.
Regulation GG defines unlawful internet gambling to mean
"place, receive or otherwise knowingly transmit a bet or
wager by any means which involves the use, at least in
part, of the internet where such a bet or wager is
unlawful under any applicable Federal or State law in
the state or tribal lands in which the bet or wager was
initiated, received or otherwise made."
These
restricted transactions are prohibited from being
processed through your Grandview Bank Account.
Please
contact us if you would like additional information
regarding the Unlawful Internet Gambling Act or
Regulation GG.
|
|
Peer-to-Peer (P2P) File Sharing |
|
|
|
This tip brought to you by the Department of Homeland
Security & US-CERT |
|
|
|
|
Quick Facts
Peer-to-peer (P2P) file-sharing allows
users to share files online through an informal
network of computers running the same software.
File-sharing can give you access to a wealth of
information, but it also has a number of risks. You
could download copyright-protected material,
pornography, or viruses without meaning to. Or you
could mistakenly allow other people to copy files you
don't mean to share.
If you're considering P2P
file-sharing:
-
Install file-sharing software
carefully, so that you know what's being shared.
Changes you make to the default settings of the
"save" or "shared" folder might cause you to share
folders and subfolders you don't want to share.
Check the proper settings so that other users of the
file-sharing network won't have access to your
private files, folders, or sub-folders.
-
Use a security program from a vendor
you know and trust; keep that software and your
operating system up-to-date. Some file-sharing
software may install malware or adware, and some
files may include unwanted content.
-
You may want to adjust the
file-sharing program's controls so that it is not
connected to the P2P network all the time. Some
file-sharing programs automatically open every time
you turn on your computer and continue to operate
even when you "close" them.
-
Consider setting up separate user
accounts, in addition to the administrator's
account, if your computer has multiple users.
Limiting rights on user accounts may help protect
your computer from unwanted software and your data
from unwelcome sharing.
-
Back up data you don't want to lose
in case of a computer crash, and use a password to
protect any files that contain sensitive
information.
P2P File-Sharing: Evaluate the Risks
Every day, millions of computer users
share files online. Whether it is music, games, or
software, file-sharing can give people access to a
wealth of information. To share files through a P2P
network, you download special software that connects
your computer to other computers running the same
software. Millions of users could be connected to each
other through this software at one time. The software
often is free.
Sounds promising, right? Maybe, but make
sure that you consider the trade-offs. OnGuard Online
cautions that file-sharing can have a number of risks.
For example, when you are connected to file-sharing
programs, you may unknowingly allow others to copy
private files – even giving access to entire folders and
subfolders – you never intended to share. You may
download material that is protected by copyright laws
and find yourself mired in legal issues. You may
download a virus or facilitate a security breach. Or you
may unwittingly download pornography labeled as
something else.
To secure the personal information
stored on your computer, OnGuard Online suggests that
you:
-
Install file-sharing software
carefully, so that you know what's being shared.
When you load a file-sharing application onto your
computer, any changes you make to the P2P software's
default settings during installation could cause
serious problems. For example, if you change the
defaults when you set up the "shared" or "save"
folder, you may let other P2P users into any of your
folders – and all its subfolders. You could
inadvertently share information on your hard drive –
like your tax returns, email messages, medical
records, photos, or other personal documents – along
with the files you want to share. And almost all P2P
file-sharing applications will, by default, share the
downloads in your "save" or "download" folder – unless
you set it not to.
-
Use security software and keep
it and your operating system up-to-date. Some
file-sharing programs may install malware that
monitors a user's computer use and then sends that
data to third parties. Files you download may also
hide malware, viruses, or other unwanted content. And
when you install a P2P file-sharing application, you
might be required to install "adware" that monitors
your browsing habits and serves you advertising.
Malware and adware can be difficult
to detect and remove. Before you use any
file-sharing program, get a security program that
includes anti-virus and anti-spyware protection from
a vendor you know and trust and make sure that your
operating system is up to date. Set your security
software and operating system to be updated
regularly. Make sure your security software and
firewall are running whenever your computer is
connected to the Internet. Delete any software the
security program detects that you don't want on your
computer. And before you open or play any downloaded
files, scan them with your security software to
detect malware or viruses.
-
Close your connection.
In some instances, closing the file-sharing program
window does not actually close your connection to the
network. That allows file-sharing to continue and
could increase your security risk. If you have a
high-speed or "broadband" connection to the Internet,
you stay connected to the Internet unless you turn off
the computer or disconnect your Internet service.
These "always on" connections may allow others to copy
your shared files at any time. To be sure your
file-sharing program is closed, take the time to
"exit" the program, rather than just clicking "X" or
"closing" it. What's more, some file-sharing programs
automatically open every time you turn on your
computer. As a preventive measure, you may want to
adjust the file-sharing program's controls to prevent
the file-sharing program from automatically opening.
-
Create separate user accounts.
If more than one person uses your computer, consider
setting up separate user accounts, in addition to the
administrator's account, and give those user accounts
only limited rights. Since only a user with
administrator rights can install software, this can
help protect against software you don't want on your
computer. It also can keep users from accessing other
users' folders and subfolders, since users with
limited rights generally don't have access to each
other's information. Also use a password to protect
your firewall and security software so no one else can
disable them or grant themselves rights that you don't
want them to have on your machine.
-
Back up sensitive documents.
Back up files that you'd want to keep if your computer
crashes. Store them on CDs, DVDs, or detachable drives
that you keep in a safe place.
-
Talk with your family about
file-sharing. If you're a parent, ask your
children whether they've downloaded file-sharing
software, and if they've exchanged games, videos,
music, or other material. Talk to your kids about the
security and other risks involved with file-sharing
and how to install the software correctly, if they're
going to use P2P file-sharing at all. If you're a teen
or tween interested in file-sharing, talk with your
parents before downloading software or exchanging
files.
February 2008
|
|
|
Current Conditions for Grandview, TX
Feels Like: 35ºF
Humidity: 80%
Wind: 16 MPH N
| Forecast |
| Tuesday |
44ºF |
26ºF |
| Wednesday |
45ºF |
30ºF |
| Thursday |
40ºF |
35ºF |
| Friday |
46ºF |
30ºF |
| Saturday |
54ºF |
36ºF |
|
|